OPEN TO ALL LENDERS

Deploy capital into Bitcoin-backed loans

Browse open loan requests, propose your own interest rate and terms. Borrowers have 24 hours to accept. You control your rate — CoinEdge does not set pricing.

Become a Lending Partner →

How It Works

From loan request to funded deal

1

Borrower posts a request

Borrower submits loan amount, term, and purpose. No collateral posted yet.

2

You browse opportunities

See open requests filtered by amount, term, and type. No commitment until you propose.

3

Propose your terms

Set your own annual rate and repayment structure. Borrower has 24 hours to accept or decline.

4

Collateral deposited, loan funded

Borrower deposits BTC into the 3-key multisig vault. You send USDC to fund the loan.

Why lend on Coinedge

Secured lending infrastructure

You set your own rate

Propose any annual rate you want. CoinEdge does not set pricing. All lending decisions are made by you.

BTC-secured collateral

Every loan is collateralized at up to 60% LTV, held in a 3-key multisig vault. You hold one of the keys.

No crypto infrastructure needed

Coinedge handles vault management, LTV monitoring, and margin calls. You just deploy USDC.

Transparent portfolio dashboard

See active loans, expected interest, collateral value, LTV ratio, and maturity dates in real-time.

Lending Dashboard

Try the interactive demo below

Lending Dashboard

Browse loan opportunities, accept requests, and fund loans after borrower collateral is confirmed.

Browse Loan Opportunities →

Active Loans

2

$60.5k total principal

Expected Interest

$1,568.33

Based on loan terms

Next Payment

Aug 2, 2026

Borrower repayment date

Interest Rate

Set by lender

Rate proposed at loan origination

2 active loans

Active Loan

$42,000

Consumer Funded

Locked Collateral

0.4200 BTC

Interest Rate

12% APR

Term

3 months

Maturity Date

Aug 2, 2026

Expected Interest Returns+$1,260.00

Active Loan

$18,500

Consumer Funded

Locked Collateral

0.1850 BTC

Interest Rate

10% APR

Term

2 months

Maturity Date

Jul 2, 2026

Expected Interest Returns+$308.33