Deploy capital into
Bitcoin-backed loans
Browse open loan requests, propose your own interest rate and terms. Borrowers have 24 hours to accept. You control your rate — CoinEdge does not set pricing.
Become a Lending Partner →How It Works
From loan request to funded deal
Borrower posts a request
Borrower submits loan amount, term, and purpose. No collateral posted yet.
You browse opportunities
See open requests filtered by amount, term, and type. No commitment until you propose.
Propose your terms
Set your own annual rate and repayment structure. Borrower has 24 hours to accept or decline.
Collateral deposited, loan funded
Borrower deposits BTC into the 3-key multisig vault. You send USDC to fund the loan.
Why lend on Coinedge
Secured lending infrastructure
You set your own rate
Propose any annual rate you want. CoinEdge does not set pricing. All lending decisions are made by you.
BTC-secured collateral
Every loan is collateralized at up to 60% LTV, held in a 3-key multisig vault. You hold one of the keys.
No crypto infrastructure needed
Coinedge handles vault management, LTV monitoring, and margin calls. You just deploy USDC.
Transparent portfolio dashboard
See active loans, expected interest, collateral value, LTV ratio, and maturity dates in real-time.
Lending Dashboard
Try the interactive demo below
Lending Dashboard
Browse loan opportunities, accept requests, and fund loans after borrower collateral is confirmed.
Browse Loan Opportunities →Active Loans
2
$60.5k total principal
Expected Interest
$1,568.33
Based on loan terms
Next Payment
Aug 2, 2026
Borrower repayment date
Interest Rate
Set by lender
Rate proposed at loan origination
Loan Portfolio
Active and completed loans. Coinedge does not receive loan funds or repayments.
Active Loans
3-Month Loan
ID: CE-0891
Principal
$42,000
Expected Interest
+$1,260.00
Lender Proposed Rate
12%
Payout Currency
◎ USDC
Next Payment
—
Maturity
Aug 2, 2026
Monthly • Bullet
2-Month Loan
ID: CE-0876
Principal
$18,500
Expected Interest
+$308.33
Lender Proposed Rate
10%
Payout Currency
◎ USDC
Next Payment
—
Maturity
Jul 2, 2026
Monthly • Bullet
Coinedge is not the lender. Coinedge does not provide investment advice. Coinedge acts solely as a collateral agent and loan administrator. All lending decisions are made by the individual lender.
Start lending on Coinedge
Deploy USDC into Bitcoin-secured loans. Open to individuals and institutions. You set your own interest rate.
Become a Lending Partner →